In the States of Indiana and Illinois, most employers are required to carry insurance for their employees who are injured while in the course and scope of their employment. The body of law requiring this insurance is often referred to as "Worker's Compensation". This is basically a legalese for an injury that is sustained while one is in the "course and scope of their employment". In most cases, Workers Compensation laws require the employer, through their insurer, to pay any medical bills related to injuries suffered, lost wages, and in some cases, a disability impairment rating that will pay a scheduled compensation amount. Additionally, depending on the facts and injury, an employer may have to cover future medical expenses, including, pharmecueticals. Worker's compensation laws in Illinois and Indiana are very particular regarding how and when an application for adjustment of claim (a Complaint) must be filed. Because of this, it is essential that individuals who have sustained an on-the-job injury consult with an experience worker's compensation attorney as soon as possible. By taking such measures, they will ensure that they will meet all legal requirements necessary to obtain the maximum compensation for their injury.

The advantage of filing a claim under worker's compensation laws is that the injured party need not prove anyone else was at fault. This means that even if the injured party caused the accident, compensation is available. Both a worker's compensation claim and a non-worker's compensation personal injury claim arising out of the same incident may be filed at the same time if the injury occurred in the course of the worker's employment, but was caused by someone other than the employer or a co-employee. All of these things are very fact and time sensitive; thus, it is imperative that an attorney with Work Comp. experience evaluate your specific facts.

Please contact us for a FREE consultation so that we can discuss and review your case in greater detail.