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Car Accident at Work in Indiana
If you were recently involved in a motor vehicle accident at work and you’ll need to take time off to recover from your injuries, you are probably wondering how you’ll continue to support yourself.
The question becomes whether you will be able to collect workers compensation benefits or you’ll need to file a personal injury claim against the person responsible for the auto accident. Either way, a qualified lawyer from our firm can help you recover maximum compensation for your car accident at work in Indiana.
Were You on the Clock?
If you were on the clock when your car wreck happened, you will likely be entitled to workers compensation benefits. It doesn’t matter how long you have been working for the company, how many hours you work each week, or who is responsible for the car accident—as long as your injuries happened while you were working for your employer, you will be eligible for workman’s comp benefits.
You can expect your claim to be denied if you were working off the clock, violating your company’s code of conduct, under the influence of drugs or alcohol, or committing a crime when the accident occurred. Similarly, an accident during your commute to work will not be covered under work comp.
Your employer’s workers compensation insurer could also attempt to deny your claim if there was an error in your paperwork, if you failed to disclose a pre-existing condition prior to your hiring, if it needs additional medical documentation of your injuries, or if it has any other concerns that need to be addressed.
Your workers compensation benefits will provide you with around two-thirds of the income you are unable to earn while you recover. The insurance company will also pay for all of the medical expenses that stem from your work-related car accident injuries.
When Workers Comp Won’t Cover You
If your car accident is not covered under Indiana’s workers comp laws, you may still be eligible to recover compensation if another party caused the crash. In this case, you would file a personal injury claim.
An experienced attorney from our firm can help you determine the best way forward as you pursue compensation for your injuries.
Consult an Indianapolis Workers Comp Lawyer
A work-related injury is something no one is prepared to deal with. But an experienced Indianapolis workers comp lawyer at Kooi Law can help you obtain the workers comp benefits you deserve for your car accident at work in Indiana. Take advantage of your free claim assessment today by completing the contact form below or calling our office at (317) 569-1335.