Indianapolis Car Accident Lawyer
Enduring a serious injury in an auto crash can leave you with permanent impairments and a lengthy recovery, but it can also have a tremendous financial impact on your life. If you need help recovering these damages, contact an Indianapolis car crash lawyer today.
Motor vehicle collisions are probably some of the most common injury-causing events. With thousands car accidents occurring across the state every year, it’s no wonder so many Indianapolis residents face serious auto injuries.
If you are one of these injury victims, you should be able to recover without the added burden of financial woes. Fortunately, you have the opportunity to seek compensation from the person responsible for your accident. To get started, call a qualified Indianapolis car accident lawyer at Crossen Kooi Law who has the experience you need to obtain maximum compensation for your suffering.
Liability in Indianapolis Motor Vehicle Accidents
It’s easy to assume that the driver of the other vehicle is the one responsible for your Indianapolis car accident and subsequent injuries. After all, you know you were doing your part to drive safely, and they hit you.
While the other driver does usually hold some blame, you might be surprised to know that many other parties could have caused your crash.
Driver negligence is more common than is acceptable. When a driver operates a vehicle under the influence of drugs or alcohol, while he or she is fatigued, while distracted by a cell phone or radio station, or while acting aggressively, he or she puts the lives of all other travelers in jeopardy.
This is why, if a driver is found liable for an accident, he or she will likely deal with consequences that include fees, drivers license loss or suspension, and even criminal charges. You can also hold the driver accountable by filing an Indianapolis car accident claim to recover fair compensation.
Manufacturers and Mechanics
It isn’t just the other driver who could have played a part in your collision, however. It’s shocking how many vehicle technicians and parts manufacturers don’t take the safety of passengers and drivers seriously.
By law, if a car part is faulty or has been recalled, manufacturers are obligated to notify the vehicle owners of the malfunction and offer repairs. When manufacturers fail to do this, thousands of accidents that could have been prevented result in critical injuries.
In addition, Indiana governmental road authorities have a responsibility to maintain safe roadways. If debris, gaping potholes, improperly secured construction zones, or missing traffic lights or signs were the cause of your accident, we may be able to pursue compensation from a government agency.
As you can see, numerous individuals and entities can be found liable for the damages you’ve suffered in your Indianapolis car accident. Failure to drive safely at all times, install functioning parts, or maintain clear roads can cost lives. Fortunately, you have the opportunity to hold negligent parties accountable for their actions.
Your Indianapolis Car Crash Lawyer Will Handle the Insurers
Insurance companies can be difficult to deal with. Masquerading as corporations that will protect you if you are injured but then failing to deliver and, in some cases, attempting to make you out to be the one at fault is simply dishonest.
Unfortunately, nearly every insurer prioritizes its needs above those of policyholders and claimants in an attempt to protect the company’s profits.
It’s true that, as part of a for-profit industry, insurers lose money by paying out on claims; but we have little tolerance for businesses that manipulate the well-intentioned statements given to them by injury victims to further their own agendas.
To protect your claim from these attempts, your Indianapolis car wreck attorney can deal with the insurance adjusters on your behalf. We have the necessary experience working with insurance companies to ensure that you receive the compensation you’re entitled to.
Compensation for Your Car Crash Losses
By now, you know that you should be fully compensated for all of your losses. But you might not know what being fully compensated actually looks like. Essentially, you should be made whole and have every expense and hardship you’ve endured covered by the person who has devastated your life through carelessness.
We usually calculate the value of an Indiana car accident claim by taking into consideration any expenses you’ve incurred, including your medical costs and the costs of replacing or repairing your car, as well as your lost income and future earning potential.
In addition, we believe you should be compensated for your pain and suffering, emotional distress, loss of enjoyment of life, and any other non-economic damages you might be facing.
Indianapolis Car Accident FAQ
Below, you’ll find some answers to common questions about Indianapolis car accident claims. For additional answers, give us a call.
What is fault?
If you live in an at-fault state like we do in Indiana, holding fault means the person or people responsible for your motor vehicle accident will be financially liable for your damages. In addition, it means you are not required to carry personal injury protection coverage on your auto insurance policy.
If the other driver is uninsured, what can I do?
When the at-fault driver is uninsured, that simply means we will need to sue the driver directly for your losses rather than spend our time negotiating with an insurance company.
The insurance adjuster has asked me for a statement. Should I give one?
We do not advise our clients to speak with insurance companies. Insurers will often use the statements their claimants give as an opportunity to apply unwarranted blame in the hopes of lowering the amount they’ll need to settle for. However well-intentioned, giving a statement to an insurance adjuster is not usually advisable.
How can I pay for an attorney if I don’t have much money?
You will be able to afford an attorney because of our contingency fee. This simply means we will earn an agreed-upon percentage of your winnings, and you will not be required to make any payments unless or until we win your case.
Can I avoid going to court?
We may be able to avoid going to court. It will depend on how successful we are in negotiating with the insurance company. If we are able to secure a reasonable settlement from the insurer, we will be able to avoid court. But if the insurance adjuster chooses not to make a fair offer or the offer is too low, be prepared to go to court to make sure you obtain full compensation for your damages.
Is it a good idea to accept the insurance company’s offer?
It is often not a good idea to accept the insurance company’s initial offer without running it by an attorney. If the insurer made the offer quickly, it’s very possible that the insurance adjuster has had the opportunity to thoroughly review your case and sees the true value of your claim. They likely hope to minimize the amount they’ll need to settle for by tricking you into accepting a lowball initial offer.
Call an Indianapolis Car Accident Attorney
When you need help determining who is responsible for your motor vehicle accident or have questions about how much your case is worth, contact the experienced attorneys at Crossen Kooi Law. Our team of highly trained lawyers will stop at nothing to ensure that you receive maximum compensation for your damages.
You can schedule a free claim evaluation with an Indianapolis car accident lawyer today by filling out the contact form at the bottom of this page or giving us a call at 1-888-366-4215.