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July 14, 2020

Things to Know about Insurance Companies

No matter what type of accident you were injured in, your insurance company in Indianapolis, Indiana, will likely reach out to you during your recovery to get the details about what happened. If you weren’t at fault for your accident, you must recover a settlement if you hope to get full financial relief. Your insurance company or the defendant’s insurance company may try to offer you money to avoid a lawsuit.

It’s important to know how insurance companies work before you fall into the games they sometimes play. When you didn’t cause your accident, why should you have to use your own insurance coverage? The at-fault party in your case should have to pay for what they’ve done, which is why filing a lawsuit often makes sense.

Before accepting a claim from your insurance or from anyone else’s insurance, you should consider speaking with an Indianapolis personal injury lawyer from Kooi Law. We’ll present you with your options so you have the full perspective before moving forward.

Insurance Companies Like to Negotiate

When speaking with an insurance agent about your accident, they’ll try to convince you that you’re getting the best settlement offer. But these agents have excellent negotiation skills. They’re trained to convince you to settle for the lowest amount so that you don’t move forward with a lawsuit or ask for more money. You should think about what you deserve before accepting any offers.

They May Not Care about Your Damages

You should keep your financial interests in mind when talking with insurance agents because that’s what they’re doing. Most insurance companies don’t worry about how much suffering you’ve experienced. They’re worried about saving money on their end. A lawyer will fight for you and your rights, so you should weigh all your options before deciding anything in your case.

Contact an Indianapolis Personal Injury Attorney

When you know someone else was at fault for your accident, you should hold them accountable. You shouldn’t have to settle for less money when you deserve the maximum amount. If you’d like to speak with an Indianapolis personal injury lawyer from Kooi Law, call 317-569-1335 or fill out the contact form below to schedule a free consultation. 

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