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Indianapolis Workers Compensation FAQ
Being injured at work can leave employees feeling overwhelmed at the thought of how they’ll support themselves while they are unable to work.
Fortunately, like many states, Indiana requires most employers to carry workers compensation insurance to protect employees who are injured or become ill due to the responsibilities of their position.
If you’d like to know more about what you can expect from your workers compensation claim in Indianapolis and how the filing process works, continue reading.
What does workers comp cover?
Workers compensation will cover a portion of your income while you are out of work, in addition to the full extent of any medical expenses you accrue as a result of your injuries or illness. It does not cover non-economic damages, such as pain and suffering or reduced quality of life.
How much can I expect to receive?
The amount you receive in benefits will depend largely on what your average weekly wages are. The percentage you receive will also depend on how severe your injury is. Generally, you can receive up to two-thirds of your pre-injury income.
How long can I collect workers comp?
You can continue to collect workers compensation benefits until you are medically cleared by your physician to return to work or until you exhaust the maximum allowable period. At that time, you can pursue permanent disability benefits.
What can I do if my workers comp claim has been denied?
If your Indianapolis workman’s comp claim has been denied, we will examine your paperwork to make sure all appropriate information and documentation has been included and consult with the insurance adjuster to determine the reason for your denial. Then, we will file an appeal for your benefits by answering any objections the insurer has.
If I was partially responsible for my injuries, can I still file a work comp claim?
Yes. Because fault is largely irrelevant in workers compensation claims, you should still be entitled to benefits if you are partially liable for your injuries. Your employer’s insurance company will be required to cover you as long as you were employed and performing the duties of your position when you suffered your injury or fell ill.
Speak with an Indianapolis Workers Compensation Lawyer
At Crossen Kooi Law, we are prepared to answer any additional questions you might have about your Indiana workers compensation claim. Just give us a call at (317) 569-1335 or fill out the online contact form at the bottom of this page.