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How Long After a Demand Letter Does a Settlement Take?

When you’ve suffered through a major injury, the insurance company might not immediately offer you the full settlement you deserve. Their offer may only cover a portion of the compensation you need for a full recovery.

In these cases, you’ll need to write a demand letter for your full settlement, but how long after a demand letter does a settlement take? If you’re concerned about your claim, reach out to the lawyers at Kooi Law to help you get a response for your demand letter as soon as possible.

Reasons for a Demand Letter Delay

Once you’ve sent off your demand letter, it can take a few weeks before you receive an answer. Unfortunately, it’s not uncommon for a month or more to pass without an answer. There are a number of reasons this delay might have happened, such as the following:

  • Doubts About Your Injury – Your insurance adjuster may have delayed responding because there were questions regarding fault for your claim. If they believe you may have been partially responsible for the accident, they may be reviewing your claim.
  • Ongoing Care – A serious injury can leave you struggling to recover for some time, which means treatment may not be simple or quick. If you’re still receiving medical care, the insurers may delay responding to make sure you get the right settlement amount.
  • Adjuster Workload – In some cases, your insurer might simply be overwhelmed with claims and unable to respond. In these cases, your demand letter might not have gotten a response simply because they’re busy.

How to Speed Up the Response Time

When you’re struggling without the settlement you need, waiting for a response to your demand letter can feel frustrating and stressful. In some cases, more investigation is required, and that’s holding up the process.

In other cases, however, the insurance provider may be intentionally delaying your claim. Insurance companies are for-profit businesses, which means that they might intentionally try to avoid paying out the full worth of your claim. If you’re concerned that your insurance company is acting in bad faith, secure the answers you need by contacting your attorney as soon as possible.

Contact a Lawyer for Help Writing Your Demand Letter

Your demand letter could be delayed for many reasons, so it’s important to know what’s holding up your claim. You might be unsure how long after a demand letter a settlement takes.

At Kooi Law, we understand how tough it can be to decide where to start or who to contact about your claim. Fortunately, our attorneys can help you with contacting the insurance company. We’ll make sure you get the full settlement you deserve after your demand letter, and that you aren’t taken advantage of during this vulnerable time.

Worried about your demand letter and unsure what’s taking so long? Check in with a lawyer and make sure your claim is on the right track. Give us a call at 317-569-1335 or complete the following online form for your free consultation.

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