Do I Qualify for Indianapolis Workers Comp?
When you’re at work, you expect your safety to be protected, especially with groups such as OSHA fighting to ensure work sites are as safe as possible. Unfortunately, accidents do happen, and maybe now you’re seriously injured to the point that you’re unable to return to work for quite some time.
When that happens, you might be asking, “Do I qualify for Indianapolis workers comp?” Unfortunately, not every workplace is clear on whether it cover its employees’ injuries and whether you’ll be able to file a work comp claim. Consider contacting a lawyer from Kooi Law to learn more about Indiana work comp and where you fit within the perimeters.
You’ll need to know whether you’ll need to file a work comp claim or fight for your rightful compensation in court. In either case, a highly trained attorney can be by your side every step of the way.
Most Indiana Workers Are Covered
Indiana law requires most employers to cover their employees. In most on-the-job injuries, your claim should likely be as simple as notifying your employer of your accident and then they will handle the claim with their insurer from there.
There are some exceptions, of course. For example, police officers and firefighters are excluded for workers comp benefits because, they have a separate pension fund that comes into effect in case of work injuries and illnesses.
If you’re not sure whether you’re qualified for work comp benefits based on your job, reach out to an attorney to examine your particular situation.
Injuries that Qualify
Just because your employer offers workers compensation benefits doesn’t mean you’re automatically eligible. Instead, you’ll need to show that your injury meets certain qualifications to fall under work comp requirements.
For example, you’ll need to prove that you were injured on the job, during typical working hours, while performing duties that fall within the scope of your job. For example, if you were in town on your lunch break and were struck by another driver, you’ll likely not receive workers comp for your accident.
You’ll also need to make sure your injury meets the injury definitions the insurance providers outline. For example, although a broken bone might be clearly caused by your on-the-job accident, a lung condition might be harder to prove.
You’ll need to show that your condition didn’t come from genetics or personal lifestyle choices. For example, you might have been exposed to chemicals or toxic substances that affected your breathing, and you’ll need to prove that to the insurance company.
Fight Back for Your Workers Comp
After an on-the-job injury, you might have one major question on your mind: Do I qualify for Indianapolis workers comp? Fortunately, as an Indiana worker, you might have the opportunity to file your claim and get the coverage you need.
In some cases, though, it might not be as easy as notifying your employer. You might have already been denied once, and now you’re struggling to recover from your injuries. You may need help, and an attorney from Kooi Law can provide that help.
If you’re struggling with your injuries, reach out for help understanding whether you qualify and how much workers comp benefits you should receive. Seek out your free consultation by calling 317-569-1335 or by filling out the online form below.